Prior to forming Sophia Financial Group, Tracy was a financial advisor for a Canadian bank owned brokerage firm and gained valuable international experience with Smith Barney in their Olympia, WA office.  She specializes in addressing the needs of women investors and their families. She has delivered hundreds of educational seminars ranging from socially responsible investing to behavioural finance to financial planning for women. Tracy’s educational background includes a Masters degree in counselling psychology and her ongoing research interest is in the area of investor psychology and women and investing. She is a certified financial planner, is insurance licensed and is a Fellow of the Canadian Securities Institute. She is also a Financial Divorce Specialist (FDS) and is qualified to assist those during marital transitions on the division of their assets and their long term financial implications.